Map what exists
Income, accounts, cards, property, investments, taxes, and goals share one model.
ANGELIM / VISUAL FINANCIAL PLANNING
Make financial decisions before they become expensive.
Build a living model of your financial life, run time forward, and see what changes in cash, debt, investments, and your room to choose.
No bank connection · Simulation, not advice
DECISION / BUY A HOME120 months
Can I take on this payment without losing my safety margin?
Current path$12.4kmonthly buffer
With the decision$8.9kmonthly buffer
The payment fits this month, but reduces your buffer by 28%.Compare the path before committing the next few years.
ANGELIM / VISUAL FINANCIAL PLANNINGSee what your money can actually sustain.MODEL · TEST · DECIDE
The problem
One financial decision never changes just one thing.
Buying a home changes your debt, cash, investments, and room to live. A spreadsheet shows values. A single balance hides the system.
A spreadsheet shows values. Angelim shows consequences.
The method
See the system. Test the decision. Find what breaks.
Connect the rules
Show how money enters, leaves, grows, earns, and changes direction over time.
Run the possibilities
Change one assumption and see its effect on cash, net worth, and your safety margin.
Inside the model
Money does not live in separate spreadsheets.
Flows connect income, taxes, accounts, debt, and investments. When one changes, you can see the whole path.
See how it works ↓MAP / MONEY MOVEMENTCONNECTED
One connected system, not a collection of balances.
INIncome
RULETaxes
ACCOUNTPersonal cash
Personal cash
LIABILITYDebt
GROWTHInvestments
One change travels through the whole path.
Real questions
Plan the decision. Not just the balance.
BUY
Can I take on this payment without locking up my future?
CHANGE
What happens if my income drops for six months?
GROW
How much should I invest to create a new option?
PROTECT
How do inflation, rates, or FX shocks travel through my plan?
The result
Every scenario explains the path to its result.
See the assumption, the flow that ran, and the moment your margin changed.
BASELINE→BUY A HOMECOMPARABLE PATH
Every scenario explains the path to its result.
Minimum cash$50k
Watch month 18The reserve drops below the safety floor you set.
Transparent by design
Every result has an explanation.
Use explicit assumptions, a reproducible seed, an execution trace, and actionable warnings. Angelim never turns a hypothesis into a promise.
Made for clear thinking
Complexity without a black box.
No bank connection
Start with what you know and keep the model under your control.
Multiple currencies
Model personal life, business, FX, taxes, and investments in one system.
Scenarios, not certainties
Test possibilities, revisit assumptions, and decide with more clarity.
The next move
Find out what your next decision can sustain.
Create your first scenario in minutes and run time forward before you act.
Build my first scenario